Typical timeline

Most complete applications receive a decision within one to three business days. Applications missing documents or KYC take considerably longer, because the clock effectively pauses until the gap is filled.

Getting a faster decision

• Finish KYC before applying, not after.
• Upload clear, legible documents the first time — blurred scans are the single most common cause of delay.
• Write a specific loan purpose.
• Respond quickly when a document is requested; you will get an in-app notification and an email.