1. General information only
Everything published on this website — including guides, blog articles, calculator results and help-centre content — is provided for general information. It is written to help you understand how borrowing works. It is not a recommendation to take any particular product.
2. Not financial advice
Easther Trading does not provide financial, investment, tax or legal advice. Nothing on this site takes account of your personal circumstances, objectives or needs.
Borrowing decisions have long-term consequences. If you are unsure whether a product is right for you, seek independent advice from a qualified professional before proceeding.
3. Calculator and illustration results
Our repayment calculator and any example figures are estimates. They are intended to help you compare options, not to state what you will be offered.
Your actual rate, term and total repayable depend on the assessment of your application. The binding figures are the ones set out in your loan agreement — not those shown on this site.
4. No guarantee of approval
Submitting an application does not guarantee approval. Every application is subject to identity verification, affordability assessment and our lending criteria. We may decline an application without being obliged to give a detailed reason beyond what the law requires.
5. Accuracy and availability
We take care to keep this site accurate and current, but we do not warrant that it is complete, error-free or continuously available. Content may be changed or withdrawn at any time without notice.
Where a discrepancy exists between this website and your loan agreement, the loan agreement prevails.
6. Third-party links and content
We may link to third-party websites for convenience. We do not control them, do not endorse them, and are not responsible for their content, accuracy or privacy practices. Visiting them is at your own risk.
7. Testimonials and case studies
Customer stories published on this site describe individual experiences at a point in time. They are not a promise that you will have the same experience or receive the same terms.
8. Limitation of liability
To the fullest extent permitted by law, we exclude liability for any loss arising from reliance on information published on this website. This does not limit any liability that cannot lawfully be excluded — including liability for fraud, or for death or personal injury caused by negligence.
9. Borrow responsibly
Credit is a commitment. Missing repayments can lead to additional charges, affect your ability to borrow in future, and cause serious financial difficulty. Only borrow what you can comfortably repay, and contact us early if your circumstances change — problems are far easier to resolve before a payment is missed than after.
10. Questions
If anything here is unclear, please get in touch before you apply. We would rather answer a question than have you commit to something you are unsure about.
