Finding the reason
Open the application from My Loans. The reviewing officer's notes appear on the application detail page.
Common reasons
- KYC incomplete, expired or mismatched with the account name.
- Requested amount outside the product's range.
- Documents unreadable, cropped or expired.
- Insufficient supporting evidence for the stated purpose.
- An existing loan is still outstanding.
Reapplying
A rejection does not block your account. Fix the underlying issue and submit a fresh application — there is no waiting period and no limit on attempts.